Important service boundaries.

Business identity

MW Financial Navigator is a service of MW Business Consulting LLC. It is not a separate legal entity.

Nature of services

Services consist of recurring business financial navigation, financial analysis, planning, forecasting, reporting, and decision support based on information supplied by the client and other sources believed to be reliable. Materials and discussions are for business education and analysis purposes only. Mike does not provide financial advice.

Service scope and client responsibility

Financial navigation is an educational and analytical support service. It does not appoint Mike Walker or MW Business Consulting LLC as a chief financial officer, director, employee, or other officer of the client’s business. The service does not include authority to bind the business, direct its employees, authorize spending, control operations, or manage funds. The client retains all management and implementation responsibilities.

Engagement structure

Services are provided on a monthly retainer through an ongoing or focused 3-, 6-, or 12-month engagement. The signed agreement defines the term, fees, meeting duration, deliverables, software costs, access, any support between meetings, and renewal or termination provisions.

Excluded professional services

Unless expressly stated in a signed agreement and legally permitted, services do not include audits, reviews, compilations, attest services, tax return preparation, legal advice, investment advice, securities activity, fiduciary services, or custody or management of client funds. Clients should consult appropriately licensed professionals for those matters.

No assurance or guarantee

Forecasts, scenarios, projections, benchmarks, and analyses involve assumptions and uncertainty. Actual results may differ materially. No financing approval, grant, certification, cost savings, profit level, business outcome, or other result is promised or guaranteed.

Client information and decisions

The client remains responsible for the completeness and accuracy of information provided, its internal controls, legal and regulatory compliance, and all management decisions. MW Business Consulting LLC does not independently verify information unless the engagement agreement expressly says otherwise.

Independence from public programs

These are private services of MW Business Consulting LLC. They are separate from and are not offered on behalf of, sponsored by, or endorsed by any university, Small Business Development Center, the U.S. Small Business Administration, government agency, or publicly funded program. Purchasing services does not influence eligibility for, access to, or treatment by any such program.

No relationship created by website use

Website content is general information only. Viewing this website, sending an inquiry, or participating in an introductory conversation does not create a consultant-client, accountant-client, fiduciary, or other professional relationship. A relationship begins only through a signed written agreement.

Confidentiality and third-party systems

Confidentiality obligations are defined in the engagement agreement. Clients should not send sensitive financial, personal, or regulated information through ordinary website forms or unencrypted email unless instructed to do so through an approved secure process.

Planning tools and AI-assisted analysis

Financial planning software and agreed spreadsheets support the planning process. AI tools may assist with sanitized metric summaries after identifying and sensitive details have been removed. Raw private financial statements, customer and employee names, bank details, tax IDs, account numbers, and identifying transactions are not entered into AI tools. Mike reviews AI-assisted output using his own analysis and the agreed business measures. AI output may contain errors; removing identifiers does not guarantee complete anonymity. Approved tools, access, permissions, and data-handling arrangements are addressed in the engagement agreement. Website use does not authorize the processing of confidential information in an AI tool.

Website information

Pricing, scope descriptions, availability, and other website content may change. The signed engagement agreement is controlling if it differs from this website.

Last updated: September 23, 2026